Commercial Lending

Small Business Loans



At Global Financial NetworX, we help small businesses like yours get Working Capital everyday. We offer a high-quality alternative to banks for getting the capital you need to help your company grow.

With Business Funding you can:

  •  Renovate your facility
  •  Purchase inventory
  •  Upgrade equipment
  • Launch a new advertising campaign – Or use the funds for any other business expense!!


Traditional bank loans can be sluggish, and often times, deserving small businesses get turned down.That’s why we’ve set-up a no-hassle application process to make access to working capital simple for business owners like you. 

  • All credit histories considered (no minimum fico).
  • No complicated paperwork.
  • Quick approval times (24-48 hour & same-day). 
  • Approvals from $10,000 to $10,000,000.


Unlike banks, we don’t require a formal business plan or collateral. If you answer yes to the following questions, you are eligible:

  • Do you have bank statements for the past six months?
  • Have you been in business for at least one year?
  • Do you have $10,000 per month in gross sales?


In just minutes, you could be on your way to a renovated facility, state-of-the-art technology, and sophisticated advertising campaigns that make your business stand out and keep customers coming through your door.   

Get cash in your bank account in as little as 48 hours!

For more information, please contact us.

Save time with a free, no-obligation quote.

Get a Free Quote

Commercial Real Estate Lending


Global Financial NetworX, LLC consults and specializes in providing hard money financing for commercial real estate properties and select non-owner occupied residential investment properties.

Perhaps you need funds for a multi-unit apartment building or a spacious property that you envision becoming a bustling shopping center in the middle of a thriving community. Whatever your commercial real estate goals, we want to help you achieve them. A lack of funding should not stand in the way of moving forward with your commercial real estate aspirations.

Type of Commercial Real Estate properties considered:

  • 1-4 Family Investment / Non-Owner Occupied (NOO)^
  • Multifamily (Apartment Building)
  • Office Building
  • Mixed-Use
  • Retail
  • Strip Center
  • Free Standing Commercial
  • Warehouse
  • Light Industrial **
  • Self-Storage **
  • Improved Land
  • Other property types will be considered on a case-by-case basis

^ GFNX cannot provide loans on 1-4 Family Investment properties in the following states: Oregon, Minnesota, Utah

** These and other commercial property types not listed above will be considered on a case-by-case basis.

GFNX Funding is primarily a commercial real estate bridge loan / hard money lender. We make getting a hard money loan easy. As a true asset based lender, we focus on the merits of your property.

At this time, we do not provide financing for owner-occupied residential properties.

Contact Us Now for a FREE Evaluation of your Property.

REO Financing


What is Real Estate Owned Financing (REO)?

REO financing is a loan provided for the purchase of a real estate property that was foreclosed on by a lender and had its title reverted back to the lender after the property had remained unsold via foreclosure sale and auction.REO properties are sold “as-is”. 

Although GFNX Funding does not provide commercial real estate financing to properties requiring extensive rehab. 

That being said, GFNX Funding does provide financing on commercial real estate properties based on the value of the REO asset and will review each property on a case-by-case basis.

For those investors who are looking for interim financing to fund the purchase of a commercial REO property, contact Global Financial NetworX today to inquire about our REO financing program.

Find out more

Premium Financing with Kai-Zen and Tri-Zen


To Attract the Best, You Need to Offer the Best.

Attract and Retain Employees by Offering Better Benefits.

Key employees are the lifeblood of your company and it is crucial to be more attractive than your competitors. 

Benefits are necessary to recruit and retain your best employees, but most companies offer essentially the same benefits as everyone else. 

How do you offer more and set yourself apart?

Kai-Zen is a unique strategy that allows you to achieve a competitive advantage by offering the best benefits, provide more protection, and potentially save more for employees’ retirement. Simply put, the Kai-Zen Strategy provides you with the extra funding to set yourself apart without having to increase your budget.

More Cost Effective than Traditional Plans

The real reason businesses are not offering additional benefits to their key employees is cost.  The Kai-Zen Strategy uses leverage to help cover the costs of the additional benefits needed to attract top talent.  A unique feature of Kai-Zen is that there are no loan qualifications or loan documents signed by the employer or employee. The contributions made to the strategy act to fully secure the loan.  Utilizing Kai-Zen allows companies to spend less on something that would otherwise be a substantial expense.  This will ultimately improve your cash flow and decrease costs while offering the differentiation needed to compete for the best employees.In addition, due to the high cost of benefits, businesses also find it difficult to provide adequate coverage for other business liabilities such as Key Person, Buy-Sell Agreements, Succession Planning, etc. These events can typically be funded at half the cost of traditional options with Kai-Zen.

A Better Way to Fund Contingent Business Liabilities (Key Person, Buy-Sell Agreements, Succession Planning, etc.)

Key executives leave for a variety of reasons which can leave a business scrambling to cover their loss. They can become disabled, develop a chronic illness, retire, pass away, or simply leave. Most companies use their cash to grow their business and not to fund contingent business liabilities. Kai-Zen helps provide the funding needed to protect your business in a wider variety of circumstances.

A Better Way to Informally Fund Deferred Compensation

Kai-Zen is a superior way to informally fund Non-Qualified Deferred Compensation. By financing a life insurance policy as opposed to traditional investment alternatives, you get the added advantage of additional cash through the use of leverage, potential tax-deferred growth, protection benefits should something happen to the employee all without downside market risk.

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What is Tri-Zen? 

Tri-Zen is a pre-tax benefit strategy supplemented 3x by financing where the strategy is sole security for the loan. It is suitable for C Corporations and not-for-profit organizations. 

Consequently, it allows employers to offer the ideal benefits for their key personnel and highly compensated employees without increasing costs.The optimal benefit strategy would incorporate the following features:

  • Pre-Tax Contributions
  • Tax-Deferred Growth
  • The Ability to Access Cash Value Tax-Free
  • 3X the Leverage

Accordingly, Tri-Zen is an incentive strategy that offers all these benefits in one of the most tax-advantaged manners available today. It is suitable for C-Corporations and not-for-profit organizations. Traditional benefits are a huge expense to most employers, and Tri-Zen allows employers to offer the ideal benefit plan to their key personnel without increasing costs. In fact, with Tri-Zen all the funds spent are an asset to the company. With most of the money required to finance the strategy coming from a lender, Tri-Zen brings substantial new money to the table with 3:1 leverage.  As a result, this affords more benefits at a lower cost.

Do You Qualify?

  • C Corp and nonprofit organizations
  • Under 65
  • Salary of $100K plus
  • Standard or better health

Death Benefit Protections

A permanent life insurance policy with accelerated benefit riders (net of loan repayment) can provide benefits in the case of:

  • Death (and/or living benefit)
  • Critical Illness (Cancer, Heart Attack, Stroke, etc.)
  • Critical Injury (Coma, Brain Injury, Paralysis, Burns) n Chronic illness (assistance with daily living, bathing, eating, dressing, transferring, etc.)
  • Terminal illness (Illness where death is expected within 12-24 months. Term varies by state.)

Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless there is a need for life insurance. 

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